Real Time Gross Settlement

Yeah, that is the full form of RTGS if you want to know its full form in hindi then we have also given below.

वास्तविक पहर कुल समझौता

Full Form of RTGS in English and Hindi
Short Name	In English	In Hindi
RTGS	Real Time Gross Settlement	तत्काल सकल निपटान
	Royal Thai General System	रॉयल थाई जनरल प्रणाली
	Real Time Gross Settlements	तत्काल सकल निपटान

Yeah, that is the full form of RTGS in Hindi, okay lets go for few basic things about this.

Actually, this is a type of transaction we have done which means it will settle your transaction on real time.

This means once you have done payment that’s final it will go to that person bank account.

Example of RTGS

Let’ say Ram wanted to send money to Shyam and Ram did RTGS for this that means it will go to shyam account as soon as Ram send money.

There are lot of benefits of doing such payment I must say this, here are those benefits-

1. No waiting
2. Its very fast
3. Very convenient for receivers

and there are other things to know about RTGS, just keep reading.

In India there are other options we have, if you have done internet banking then probably you have seen such option right.

Let me share with you those options-

• NEFT
• IMPS

I hope you are now have clear information about this term, well this type of full form many times asked in examination too.

I mean to say competitive examation, so knowing this type full form always helpful and useful too.

Do you know there are many countries in which RTGS is the only way to get or receive fund on the same day.

But, if you are from India then I must say you have other option too, which I have already share with you.

How Much Time Will It Take to Get Payment Through RTGS

Yeah, let me share with you how much time will it take to get settle payment send by someone to you.

Actually, because it is an individual to individual payment therefore it will not take anytime.

Means its on real time.

RTGS Limit in India

Yeah, here is the limit for RTGS that is minimum amount is 200,000RS and maximum there is not limit.

RTGS Charges

This is a pretty good question, I must say this. See different bank having different charges.

Means charges will vary from one bank to another bank, so here I am going to share with you charges of SBI.

Again, if you will do inter bank transaction & same bank account holder their charges is gieven below, for the ease I have shared only maximum and minimum charges.

Remember another most important thing that is charges vary from time to time, means it is also depend on time.

For Inter-bank transaction & same bank charges-

Maximum charges-56 RS

Minimum Charges- 25 RS

Difference Between RTGS and NEFT

Yeah, I have to share with you the main difference between RTGS and NEFT.

Here, is the real difference actually there is big differece in amount, through RTGS.

Minimum Amount- 2 Lacs

Maximum Amount- No limit

NEFT, basically it is known for smaller amount, as per my knowledge maximum amount is about 50,000 RS.

And if you have done online payment through internet banking then most probably you have seen such things.

Difference Between RTGS and NEFT in Hindi-

हाँ, मैं तुम्हारे साथ आरटीजीएस और एनईएफटी के बीच मुख्य अंतर का हिस्सा है। इधर, वास्तविक अंतर है वास्तव में वहाँ राशि में बड़ा differece, आरटीजीएस के माध्यम से है।

न्यूनतम Amount- 2 लाख

कोई सीमा नहीं Amount- अधिकतम

एनईएफटी, मूल रूप से यह छोटी राशि के लिए भी जाना जाता है मेरी जानकारी के अनुसार अधिकतम राशि के रूप में करीब 50,000 रुपये है। और अगर आप इंटरनेट बैंकिंग के माध्यम से ऑनलाइन भुगतान के सबसे शायद कुछ किया है तो आप ऐसी बातों को देखा है।